Arizona Life and Health Practice Exam

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According to the Affordable Care Act, how many days' notice must insurers give before rescinding coverage?

15 days
30 days
45 days
60 days

The correct answer is: 30 days

Under the Affordable Care Act (ACA), insurers are required to provide at least 30 days' notice before rescinding coverage. This requirement is in place to protect consumers from being unexpectedly dropped from their health insurance plans. The 30-day notice period ensures that policyholders have sufficient time to understand the reasons for the rescission and explore their options, which is crucial for continuity of care and access to necessary healthcare services. This provision is part of a broader set of consumer protections established by the ACA, aiming to create a more transparent and fair health insurance system.