Arizona Life and Health Practice Exam

In a comprehensive group policy that includes vision care, which of the following is generally not covered?

1. Routine eye exams

2. Contact lenses

3. Cataract Surgery

4. Prescription glasses

The correct answer is: Cataract Surgery

In a comprehensive group policy that includes vision care, cataract surgery is typically not covered. This is because such policies are primarily designed to address routine vision care and preventative services rather than surgical interventions. Vision care coverage generally emphasizes services that help maintain or improve vision health rather than surgical procedures that are often categorized under medical insurance. Routine eye exams, contact lenses, and prescription glasses are standard components of vision care policies; they aim to promote eye health and manage common vision problems. However, cataract surgery is usually considered a medical procedure rather than a vision care service, which is why it falls outside the scope of typical vision care coverage in such policies.